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Thursday, December 22, 2016

Ways to make Online Purchase without credit card

This article is being modified 

The credit card is becoming popular in Nigeria and many people are fast getting one. Credit card offers several opportunities. It gives certain benefits that a debit card does not offer. Most major purchase can only be done using a credit card.

In fact, many view the credit card as the key to the gate that will lead them down the path of riches. With a credit card, they can buy whatever their heart desired. They can earn money if they have a credit card, seeing as you can link a credit card with PayPal or another merchant account, and receive donations and payments from other people.

Purchase without credit card
Without a credit card, it will seem that you are excluded from the internet elite. You’re nothing but a pariah, an outsider who can only look on helplessly as others reap the benefits of possessing this golden ticket.

But owing a credit card isn’t all it’s cracked up to be and using one online, it will seem, carries tremendous risk. Somebody’s credit card details can be sniffed quite easily some software. 

Consider any of these alternatives of online Purchase

1. Use Debit cards (Bank card or Check card )
This is a plastic payment card that can be used instead of cash when making purchases. It is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when performing a transaction.

2. Instant Electronic funds transfer

3. Use the Virtual Credit Card
A virtual credit card number is a randomly-generated card number associated with your actual credit card. Depending on the issuer, you may be able to set a maximum charge for the virtual number, further protecting your transaction. And typically you can set it to expire in anywhere up to a year from its creation.

4. Prepaid card - Visa
Easy to use and reloadable, Visa prepaid cards go everywhere you do. 
No credit check or bank account needed.
Card information is provided by third parties. Visa may receive compensation from the card issuers whose cards appear on this website, but Visa makes no representations about the accuracy or completeness of any information.

5. Use of Store Credits

6. Consider having a Merchant account

7. The use of Cheque

8. The use of Cryptocurrencies

9. Get someone to buy it for you

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